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Real formulas, not templates
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How This Gets Used
A fractional CFO used the collection-lag modeling to show a client why their healthy-looking bank balance was about to take a hit — two large invoices due in 3 weeks hadn't landed in the same-week bucket all quarter.
About This Template
Most businesses don't fail because they're unprofitable — they fail because they run out of cash, usually while the P&L still looks fine. This kit forecasts your true cash position across the next 13 weeks using realistic same-week, 1-week, and 2+ week payment lag modeling, instead of assuming every invoice gets paid the instant it's sent. A Best / Base / Worst-Case scenario toggle lets you stress-test your cash position in one click, actual-vs-forecast variance tracking shows your forecasting accuracy improving the more you use it, and a live dashboard surfaces your lowest balance, riskiest week, and 13-week net cash change automatically — all built across 7 fully linked tabs with 255 working formulas.
See what's inside
Every tab, fully built out — no placeholders. Swipe or use the tabs to browse, tap a screenshot to enlarge.
Start Here
Assumptions
Scenario Toggle
13-Week Forecast
Dashboard
Choose Your Tier
All four tiers include the full 13-week forecasting system — pick the level of support and rights you need. Select your tier inside checkout.
Starter
$97 one-time
A fully-built 13-week cash flow forecasting system for Google Sheets
Do I need to know Excel or accounting to use this?
No. If you can type numbers into a cell, you can run this. The formulas are already built — you're filling in assumptions, not building a model.
Will this work for my industry?
Yes. The core mechanics — sales, collection timing, fixed costs, payroll, debt service — apply to almost any business. Restaurants, agencies, ecommerce, professional services, and everything in between.
What if my collection timing doesn't match the 3-lag structure?
The Assumptions tab lets you set your own percentages for same-week, 1-week, and 2+ week collections — so you calibrate it to your actual business, not a generic default.
I'm not great with spreadsheets. Will I break it?
Every input cell is clearly color-coded and marked, and the instructions tab walks you through exactly what to touch. You'd have to work hard to break a formula you're not supposed to touch.
Does this replace my bookkeeper or accountant?
No — it complements them. This is a forward-looking planning tool. Your bookkeeper tells you what happened. This tells you what's coming.
Can I use this for multiple clients if I'm a consultant?
The Starter, Complete, and Pro tiers are licensed for your own business. If you want to deliver this to your own clients under your own brand, that's the White-Label tier.
What if I still have questions after I buy?
The Pro and White-Label tiers include the PDF quick-start guide plus direct email support. Starter and Complete are self-serve, but the instructions tab covers the vast majority of questions people have.
Isn't $97+ a lot for a spreadsheet?
It's not priced as a spreadsheet — it's priced as a system that replaces hours of manual model-building and catches a single cash crisis most businesses would pay far more to avoid. One avoided scramble pays for this many times over.
What's your refund policy?
All sales are final. Because this is a digital product delivered by instant download, we're unable to offer refunds once the file has been accessed, in line with standard platform policy. Review the features and FAQ above to make sure it's the right fit before buying, or reach out with questions first.
Ready to get started?
Delivered instantly. Works in Google Sheets and Excel. Yours to keep, forever.
